一篇关于解决冲动消费的英语作文

一篇关于解决冲动消费的英语作文

Impulse buying is any purchase that isn’t planned. Deviating from a planned shopping list is an impulse purchase.Impulse buying can destroy a budget and create unnecessary debt. Learn what impulse buying is and how to avoid it.There are several ways to reduce impulse buying at the grocery store. Making a list and not deviating from it is the simplest. Keep a running list in the kitchen of items you run out of. Then, check the weekly advertisement from your favorite grocery store – are there any items on sale that you normally buy? It isn’t necessary to buy an item just because it’s on sale.Stick to your holiday by creating a list and carrying only cash. If you must use a credit card, take the budgeted amount as a cash advance. The interest rate will usually be less expensive than a credit card purchase.There are still a few retailers who offer layaway service for their customers. The small fee they charge for the convenience will be much less than the interest charges on a credit card. Armed with a shopping list, go to the store and do all of your gift shopping well in advance of the holiday. Make the required payments and pick up your purchases a few days before the holidays, paid in full with no impulse buying that results from several trips to several stores. Reducing impulse purchases of big ticket items requires strength and planning. If the refrigerator dies and can’t be repaired, that’s not an impulse – it’s a necessity. However, do you really need an eight-person hot tub just because it is on sale?